Privacy Policy

Effective August 22, 2026

Information we collect

Finance Clarity stores the account, profile, financial, and transaction information you provide. If you enable text messaging, we also store your mobile number, verification and consent status, and limited messaging audit information. Message and phone-number hashes are retained for security and troubleshooting; message bodies are not stored in the messaging audit log.

How information is used

We use your information to operate your personal-finance account, calculate account balances, manage register transactions, authenticate you, prevent misuse, and provide features you request.

Service providers

Finance Clarity uses Microsoft services for authentication and hosting, Azure SQL for application data, Twilio for SMS delivery, and OpenAI for optional natural-language interpretation. Information is shared with these providers only as needed to operate the requested feature.

Text messaging

Mobile information and SMS consent are used only to provide Finance Clarity transactional messaging. They are not sold or shared with third parties for their marketing or promotional purposes. You may opt out by replying STOP.

Your choices

You can update your profile information inside the application and stop SMS messages at any time by replying STOP. Reply START to opt back in after completing phone verification, or HELP for assistance.

Security and changes

Finance Clarity uses reasonable technical safeguards and per-user data isolation, but no online service can guarantee absolute security. This policy may be updated as the service changes; the effective date will identify the current version.